Borregales, a freshman, connected from 22, 42 and 39 yards and has made 6 of 7 attempts this season. Alex McGough passed for 220 with one touchdown and added 42 yards rushing on three carries, but threw two interceptions.
Owens had a 58-yard catch-and-run on third-and-6 and, four plays later, Pharoah McKever's 12-yard TD reception made it 7-0 and FIU (4-2) never trailed.
After Tulane's Dontrell Hilliard scored on a 12-yard run to make it 13-10 with 5:25 to go in the third, Shawndarrius Phillips capped a nine-play, 78-yard drive with a 3-yard touchdown run early in the fourth.
The Green Wave (3-3) converted just 2 of 11 third downs and 1 of 3 fourth downs and finished with 36 yards passing on 16 attempts. Hilliard finished with 12 carries for 90 yards.
More AP college football: -http://collegefootball.ap.org and -http://www.twitter.com/AP-Top25
Former Alabama assistant coach Billy Napier will be coming back to Bryant-Denny Stadium on Saturday.
Duke dodged trouble in the short term when its starting quarterback went down.
The No. 18 Texas Longhorns travel to Kansas State Saturday with one thing on their minds: change. That idea sounds pretty good to Kansas State right now as well.
The schedule forces Michigan State to take a step back this week. If the Spartans want to remain in the rankings, they can't afford to take an even bigger step back.
South Carolina will be the next team to see if it can stop or at least slow Kentucky running back Benny Snell when the Gamecocks and Wildcats clash Saturday in Lexington, Ky.
Florida coach Dan Mullen understands he may get less than a welcoming reception when the Gators visit No. 23 Mississippi State on Saturday.